MT
Marco T

1 reviews | Active since Jan 2021

08 Jan 2021, 11:46

Unauthorised Credit Enquiry

Dear Capitec,

I visited the Grove branch (Gauteng, Pretoria) yesterday 07/01/2020 in order to upgrade my Card to a black card when I ended up sticking with my current card as it is still valid.

To my utter disappointment this morning I received a notification that an Enquiry for Credit was made on my profile by Capitec! As an ex employee of Capitec myself I have always held your service in the highest regard and today you have just thrown that in the water. I gave no permission for Capitec to have a look at my profile nor did I apply for credit at Capitec. As you would be well aware it reflects poorly on your credit score when making enquiries. I would like an apology letter from Capitec to apologise for this, where you also state that I did not apply for credit at Capitec and that you had no right to do a credit check.

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Replies (2)
Capitec Bank
Capitec Bank's reply08 Jan 2021, 12:00
Official
Good day Marco

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 

Capitec Bank 

MT
Marco T's update07 Feb 2021, 11:28
Reviewer Update
It is now the 7th of February, tomorrow will be a month later since i have requested something to be done.

I get an automated email once a week :''I refer to your complaint raised via Hello peter, ***. Kindly note we are still looking into the matter. Feedback will be provided once the matter has been resolved. We really apologies for the inconvenience.'' I have asked what you are possibly still investigating but the reply i recieve:''I refer to your complaint raised via Hello peter, ***. Kindly note we are still looking into the matter. Feedback will be provided once the matter has been resolved. We really apologies for the inconvenience.''

It is really a pitty that Capitec Bank handles their clients especially ex-employees with disregard. My disgust can not be expressed enough on how careless you are!!