NM
Nokuthula M

1 reviews | Active since Oct 2015

29 Jun 2020, 15:24

Unacceptable practice and service

I have been a Capitec Bank client for 7 years now, I stand to be corrected. I have had a credit card from Capitec for 3 years now. I am disappointed with your service recently. My debit order for my credit card didn't go off this month and next day I get an sms stating "My credit card payment was due on the 24th of June, please make payment today". Now I asked for payment to be taken on the 25th of every month not the 24th, I get my salary clocks in on the 24th but to avoid such unnecessary smses and incurring interest/ arrears on missed payment I opted for payment on the 25th as my Salary is guaranteed on the 25th by my employer but it seems like capitec bank has a mind of its own and are doing as they please with my money in my bank account instead of what we had agreed on.

Then when you call in to inquire about what is going on regarding missed payment smses, you are met with call centre agents like Sinead who as less than eager to assist and sound as if we are irritating or bothering them with our queries. I'm not impressed at all with the level of service I received and doesn't give me any enthusiasm to invite more of my family and friends to join the bank which I found delightful and efficient.

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Replies (2)
Capitec Bank
Capitec Bank's reply29 Jun 2020, 16:42
Official
I acknowledge your posting, and have referred it to Complaint Management for immediate attention.
 
Feedback will be provided within five working days.  I trust that this situation will be resolved to your satisfaction.

Kind regards
Capitec Bank
Capitec Bank
Capitec Bank's reply03 Jul 2020, 16:57
Official
Good day Nokuthula 

I have attempted to contact you on a few occasions to no avail.

Please be advised the matter has been resolved on our side and an email has been sent.
Should you require further assistance, kindly contact us directly.
 
Kind regards
Capitec Bank