**** through Capitec bank

I went to Capitec bank branch at the beginning of last year to get a new bank card as my old one was compromised. While I was there the consultant told me that I qualify for a access facility of R311500 and a credit card for R23000 which was later increased to R106500 which I did not apply for. I accepted it with the hope of using some of it to expand my business not expecting to be ****med by Capitec bank clients. I took it up with the bank but they say there's nothing they can do about it. They cannot even trace the account holders into which the money was paid. I trusted Capitec bank to have my back but they didn't do anything but are now harassing me daily for money that I don't have. I would appreciate it if the bank credits my account for the amount ****med plus the interest charged to date