1 reviews | Active since Jul 2021
Terrible systems am disgusted
I went to capitec to have a look at what I qualified for because everytime I checked my credit score on the app it showed that it is weak and that i do not qualify at that moment fair enough I went to the bank and they advised me that i do qualify for a short term loan and an access facility account and once it is paid there would be a good enough record to qualify for a bigger loan anyways I didnt know much about the loans and agreed to take it with the intentions that if i pay it done ill have a strong enough record for when I actually need a loan. Today I cleared the loan before its due date aswell and after 6 months of paying the loan my credit check still says it is weak and i do not qualify at this moment they rejected me for a credit card because of that at the time yet absa bank gave me one . The rating that the gave me at capitec was just ridiculous and I believed in capitec for my future commitments however they have pushed me to learn about other banks who actually helped me and I wasnt even a customer of them at the time . Big disappointment from Capitec honestly I should’ve joined another bank before they told me I needed to take out that small loan which i did not even need I just wanted to improve my credit rating because the system said it was weak and now it is still weak a waste of time honestly I would not recommend this bank for future commitments if this is how they treat customers
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.
Kind regards
Capitec Bank
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.
Kind regards
Capitec Bank
