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1 reviews | Active since Apr 2026

04 Apr 2026, 10:42

Terrible branch service at Cosmo city Capitec branch

I walked in the cosmo city branch today, wanting to pick up my card considering that I opened my account online. The consultant (Mogomotsi) asked for my ID, I handed him my green ID book. He then asked me where did I get it from?

I told him home affairs, he told me that my ID is **** and is wrong. He checked it using his UV light and saw that it is legit he further took it to his branch manager and it checked out on the system. But he still came back to me and said he cannot give me my card because my ID is **** and that he is sending a copy to the forensic department and they will call me.

I can not transact or do anything because I don’t have a card. All because a a consultant is ******** to the different versions of a South African ID book. It is actually disappointing. I am utterly disgusted that I was made to feel like a *****ulent person in my own country of birth.

What is funny is that the consultant didn’t even bother to get my details to call me back up until I asked him how will he contact me once he notices that my ID is legit

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Replies (4)
Capitec Bank
Capitec Bank's reply04 Apr 2026, 12:40
Official
I’m really sorry to hear about your experience at the Cosmo City Capitec branch. What you’ve described sounds extremely frustrating and upsetting, and it’s understandable that this made you feel disrespected and unfairly treated. No client should ever be made to feel like a ********** person, especially when presenting a legitimate South African green ID book that has already been checked under a UV light and verified on the system. Being questioned in that manner, and then still refused assistance without clear communication, is not the level of service you should expect.
Capitec Bank
Capitec Bank's reply04 Apr 2026, 12:40
Official
While Capitec does have strict *****‑prevention and forensic verification processes (which are meant to protect both clients and the bank), these checks should always be handled professionally, respectfully, and transparently. The consultant should have: Clearly explained why the ID needed further verification Properly captured your contact details upfront Reassured you about the next steps and timelines Treated you with dignity throughout the process The fact that you had to ask how they would contact you once the ID was confirmed is especially concerning, and I’m truly sorry you were put in that position.
Capitec Bank
Capitec Bank's reply04 Apr 2026, 12:41
Official
Your feelings are valid, and your feedback is important. I’m really sorry that this experience left you feeling utterly disgusted — that is not acceptable.
Capitec Bank
Capitec Bank's reply04 Apr 2026, 12:41
Official
Please share your full names and ID number so I can escalate this for you on my end.