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Fay B

1 reviews | Active since Aug 2016

22 Jun 2017, 06:59

Still have not received paid up letter

<p>I have now paid up and settled my Capitec loan in full. I have also called over 25 times just to get the paid up letter. I spoke to Capitec last week Friday and advised them, that I need to have this debt settled as I need the paid up letter as soon as possible.</p> <p>The consultant I spoke to said that once the moneys were paid over, I should email them and they will send the paid up letter as soon as possible.</p> <p>I even paid the extra bank charges to do a pay and clear, so the funds can reflect sooner on Capitecs side.</p> <p>Called on Tuesday, they have received funds, they await for this to be allocated and will send me the letter.</p> <p>Called yesterday again, no they can’t assist me, I have to wait until next week Thursday. This is not what I was told. I was told that my matter would be flagged as a matter of urgency and the letter would be sent to me ASAP.</p> <p>I have now sent 10 emails and have not gotten one response. When I call I am first directed to 5 different people before anyone can assist me.</p> <p>My loan has been paid in full as per the settlement letter, how hard can this be just to get a paid up letter.</p> <p>I just want the letter to say my account has now been paid and settled in full.</p> <p>Why is this so difficult and why can no one at Capitec help me. I mentioned my circumstances to the consultants and advised on why this is urgent, they all say they will help me, but nothing, THIS IS DEFINITELY NOT BANKING MADE SIMPLE…. THIS IS TERRIBLE.</p>

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Replies (3)
Capitec Bank
Capitec Bank's reply22 Jun 2017, 09:51
Official

Good day

We acknowledge receipt of your post, however we did not receive any of your information.

Please provide us with your account or identity number so that we may assist with your request.

Kindly send your details to ***

Your incident number: ***4.

Kind regards

Complaint Management
Capitec Bank

Capitec Bank
Capitec Bank's reply22 Jun 2017, 10:44
Official

I acknowledge your posting, and have referred it to Keshia Nomdo for immediate attention.

Feedback will be provided within 6 working days, and I trust that this situation will be resolved to your satisfaction.

Complaint Management
Capitec Bank

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Fay B's update22 Jun 2017, 11:16
Reviewer Update

I seriously do not understand how is it possible to take 6 business days to have this query solved. I am not asking for finance to buy a house, all I want is a paid up letter.

I have paid the account in full, the amount reflecting on my account as per your agents is R0.00.

Does it really take six days to type a letter to say account has been settled in full.

I cannot understand how is it possible that Capitec can pay out a loan in 48hrs and yet take 144hours to send a paid up letter. Seriously!!!! Is this bank for real right now.

I would not ever apply for anything again from Capitec, this is the most pathetic service I have ever received in my life.

6 Days ?????????????????????