JS
Janetta S

1 reviews | Active since May 2013

12 Jun 2025, 15:02

STAY VERY FAR AWAY FROM CAPITEC BANK.

Please, please stay as far away from Capitec as possible. They have no idea what they are doing. I have made payments on my Access facility, however they have lost the records of my payments, handed me over to attorneys and blacklisted me. Now they are unable to sort out their own bundle of mistakes. Their client service is pathetic and not capable to help. The one department has no idea what the other is doing. It is a total waste of time to go to a branch, speak to the manager, still unable to sort the problem that the self created. And they are most probably the worst when it comes to reckless lending. Please stay away from this bank (they are not even worth calling themselves a bank), there is obviously a reason why their bank charges are so cheap. It speaks for itself. Stay away for your own sanity.

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Replies (2)
Capitec Bank
Capitec Bank's reply12 Jun 2025, 16:38
Official
Good day Client Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. Kind regards Capitec Bank.
JS
Janetta S's update12 Jun 2025, 18:09
Reviewer Update
So, I have no words what so ever on how to reply here. Yes, sure enough an Agent did phone me immediately, as suspected. Well I was explaining my problem to the agent, she apparently didn't have the time or energy to let me continue my explanation, so she pronptly put the phone down in my ear. Well done CAPITEC!! In my opinion is Capitec now not only the worst bank, but the worst company I have ever dealt with.
I will definitely take my case my case to the Ombudsman, as Capitec themselves prompted me to do.
I just want to warn everyone out there, stay very far away from Capitec Bank. Somewhere along the line something will go wrong and you will have the hardest time of your life to try and sort it out.
This is not my first complaint against CAPITEC and I am sure this will not be the last. Good luck for all the Capitec clients out there.