Shocking Capitec

People just double check you credit agreement terms. These banks are on another level. I borrowed R82k. My monthly payment is R4 688.49 per month. They take R1 513.39 a month on interest and R358.52 per month on So called insurances (Life/Disability/Retrenchment), which is more than what I am paying for a R1Million life cover with my initial insurer. Oh by the way just attempt to cancel the insurance its a nightmare. Fine Print which I do believe is a legal **** as ask anyone who has attempted to claim then they say no the "Policy Wording". That shows almost half of what I am paying monthly is going to them for fees and interest. Its pure daylight *******.