Refund My Money

Pay day and 6:30 in the morning, I go use an ATM to withdraw money. The closest ATM is a Standard Bank ATM. My Capitec card is retained by the ATM. Then I start getting sms's that I made withdrawals elsewhere. by the time I get to the bank all my salary was withdrawn from my account. A day later Standard Bank apologies for the ATM clich?s of the 24 April and refunds their clients. I get a call from Capitec 22 days later with feedback on the matter and I am told, I might have as well given the culprits my ATM card and the pin because they will not refund me my money. This bank blames me on the ***** into my account...If only I could get my salary in cash I would avoid such issues with this institution.