PRESCRIBED DEBT OF 2014 BY LAW IT TAKES 3 YEARS TO BE EXPIRED DEBT

I HAD 2 ACCOUNTS WITH CAPITEC OPENED IN 2014. I RECENTLY REACHED OUT TO NIMBLE FOR PRESCRIBED LETTERS AND WAS ADVISED THAT THEIR ASSESSMENT HAS CONCLUDED THAT NEITHER OF THOSE ACCOUNTS HAS FACTUALLY OR LEGALLY PRESCRIBED, THUS THEY CAN NO LONGER DEMAND PAYMENT FOR THE DEBT OWED IN THE CAPITEC ACCOUNT.

WHAT THIS ALSO MEANS IS THAT THE DEBT WAS NEVER LIQUIDATED, AND AS SUCH STATEMENT INDICATING A ZERO BALANCE WOULD NOT BE TRUE AND CORRECT.

NIMBLE ADVISED THAT THEY MADE A BUSINESS DECISION TO TERMINATE ALL COLLECTION EFFORTS AND CLOSE THE ACCOUNTS. WHICH IN MY MIND SHOULD BE REMOVED FROM MY NAME AS IT'S EXPIRED DEBT

THEY FURTHER EXPLAINED THAT THE DEBT OWED ON THE CAPITEC ACCOUNTS ARE STILL THERE, THEY JUST NO LONGER HAVE THE RIGHT TO CLAIM THE PAYMENT.

SO I NEED CAPITEC TO URGENTLY ASSIST ME WITH PRESCRIBED LETTERS FOR BOTH CAPITEC ACCOUNTS UNDER ID *** AS BOTH ACCOUNTS ARE FROM 2014 WHICH BY LAW IS EXPIRED DEBT AFTER 3 YEARS AND IT HAS BEEN 7 YEARS NOW!!!!

I NEED BOTH CAPITEC ACCOUNTS REMOVED FROM MY NAME!!