Poor Judgement

<p>I wanted to apply for a consolidation loan from my bank, Capitec. But they do not even give their customers the benefit of a doubt!! I've been with them for a few year now, my employment steady for almost 8 years, have a second income monthly for the past 12 years, but still they refuse to help me. My compuscan credit score is low, why I dont know. From all my accounts, only 2 are in arrears. I wont ask for a consolidation loan if I'm not going to settle ALL my debt. Please, I only ask for help to get my life back in order. Is that too much to ask. I really feel hurt that they wont even consider helping one of their customers. Think of going back to FNB, rather pay more bank fees but atleast you don't get treated as someone who don't deserve a second chance in life.....</p>