Payment adjustment

<p> I took a loan in April and by that time i was still staying with my cousin, so i could still afford it but now i have moved out and i have a rent and rates to pay on my own. i went to a branch so that they can adjust my loan to R2400-R2500 and the told me i have to wait for atleast 4 Month, and at the present moment i wont be able to afford your loan re-payment. The only option i have is to move my Salary to another bank so that when your debit order bounce maybe you will call me and we can arrange new payment option because for now i dont have another option rather than moving my salary to another bank.</p>