1 reviews | Active since Oct 2016

07 Oct 2016, 15:09

OVERDRAWN savings account

<p>Good Day, </p> <p> </p> <p>It is with great concern and anger that I write this message. </p> <p>I have a savings account with Capitec and nothing more no loans or overdraft or credit facility. </p> <p> </p> <p>I keep a very diligent watch on my balance and all my purchases. And never exceed what I have available to spend. </p> <p> </p> <p>Yesterday I received ten SMS's stating my account is now overdrawn by R2900. </p> <p> </p> <p>This is absurd and impossible!</p> <p> </p> <p>All the consultants that assisted over the phone advised this is a glitch as Capitec was offline and the amounts didn't actually come off my account. </p> <p> </p> <p>However as much as I advised the agents that I always know exactly what is used and how much I have left to spend they said I now owe Capitec R2900 as my account is overdrawn. </p> <p> </p> <p>I have never exceeded my available amount in my account and did not at any time make purchases without knowing that the correct amount needed was available. I have not OVERSPENT by the amount stated. </p> <p> </p> <p>I cannot be forced to pay R2900 that I know has already been taken off my account because of a system offline error!</p> <p> </p> <p>Some assistance would be appreciated. </p> <p> </p>

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Replies (3)
Capitec Bank
Capitec Bank's reply07 Oct 2016, 16:18
Official

I acknowledge your posting, and have referred it to Nondi Tsholoba for immediate attention.

Feedback will be provided within 3 working days, and I trust that this situation will be resolved to your satisfaction.

Complaint Management

Capitec Bak

's update07 Oct 2016, 16:27
Reviewer Update

Thank you.

Capitec Bank
Capitec Bank's reply10 Oct 2016, 14:30
Official

Good day Ms September

Please be advised that feedback has been emailed to you. I trust that your issue is now resolved.

Should you have any further enquiries please do not hesitate to contact me.

Nondi Tsholoba

Complaint Management

Capitec Bank