Out of R53,952 I paid for 2 years only R10,000 has been paid on my Capitec Loan

I took a loan with capitec bank on the 10 July 2021 as I wanted to pay for my school fees, what I didn’t realise was that I was getting my self into a big ****. When we go to the banks we sign documents and take huge interest rates without even realising it. I may not understand the interest rates but what I can tell you is that I have been paying R2,248 for 24 months and when I calculate that its R53,952. I took R70,000 loan and after 24 months I have paid the bank in total R53,952 but only R10,000 has been paid on that debt and I still owe R60,359.69

I am still left with 4 years Meaning by the time I finish off my debt I would have already paid Capitec Bank R161,856

Now when I check the difference from the loan I took Capitec Bank will gain R91,856

This is heart breaking as we are struggling already and trying to make ends meet and you get ********** by Capitec Bank.

Someone from Capitec bank please assist as I still have 4 years to pay this debt and the instalment now has risen to R2,328.91 since I took 3 months during the year.