Online deduction

Waking up and getting ready for work. I think the worst part is having your day start off with a notification from your banking app stating that money was deducted from your account for some sort of subscription. Knowing fully you haven't subscribed to this nonsense. Having your whole day turn sour. Then to get to the bank, having to hear that they now first need to do investigations and this may take 30 days, 30 days mind you. What if I need my money. My hard earned money. Then I still need to pay for this investigation to take place. It's ridiculous.