No Service, Never apply for credit with Capitec Bank

Capitec Bank is by far the worst bank when it comes to credit with no client service when they tell you that they will come back to you dont wait around this will not happen. You will end up phoning them every week with the same questions and you will not get any response from their team leaders or management. my loan was declined due to affordiblity this after it was established that my desposible monthly income is more then the total loan amount..... I have now asked them 5 times to explain their findings so that I can rectify this matter. with absolutely no joy. So thank you for 5 years but my business is going els where...