MY NAME HAS DEFAULT ON ITC, CANT GET A CONSOLIDATI

Hi, i am unable to get a Consolidation Loan, reason is: Capitec put or my name has a Default on ITC/ EXPERIAN, so no one can assist me with a Consolidation Loan. FNB is willing to give me money but they cant because of the Default showing in my name, i called them on Monday. They told me that, it can only be removed or they can decide to move the Default after i have paid the money. As far as i am concerned that is not smart, i cant any assistance from Financial Institutions becuase of that. I am willing to pay whatever that i am owing to them but i cant.<br> Their legal Call centre they cant help to remove that, i guess they do not want me to pay back their money i woe to them.