Avdl
Alexander van der lith

1 reviews | Active since Jan 2016

02 May 2023, 17:17

Mercantile Bank system UNSTABLE! No escalation process!

Worst BUSINESS bank in SA!! First I open an account where they send me the documentation to be signed over the "Docusign" app via e-mail, where you click on it and then it sends a token code to your mobile number, got that all signed etc. Then I wait almost two weeks for my bank card to be delivered "BTW you do not even get notified that you are even going to get a card" Secondly I call the card activation line after receiving my card, just to find out that my e-mail and mobile number (that was used successfully to open the account) are not existing on their system. Therefore I fail to answer the security questions to activate the card. Escalated this x4 times but no one can correct it. So I get a lady's name and call in and ask to speak to this lady. She called me back and got the issue resolved in a week "then only I could activate my card" Now you need to call in again to activate the OTP "Online purchase" otherwise you can not purchase anything online!! Different department that activates this so you must wait "waited 2 days" where I called them again just to find out yes it has been activated now. Guess what!!!!! Still not getting a OTP pin to confirm purchases online, two other service providers can not get my card uploaded on their sites for automatic payments. Called the customer care center at 086 030 925 that referred me to *** to escalate my situation. Guess what!!!!! The call keeps dropping and when you get through they put me through to someone and then the call dies the whole time!!! Called from a Vodacom number and MTN number so it is not my line. NOT a BUSINESS bank at ALL!!!!!!!

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Replies (4)
Capitec Bank
Capitec Bank's reply03 May 2023, 10:25
Official
Good day  Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 
 Kind regards Capitec Business Banking 
Capitec Bank
Capitec Bank's reply05 May 2023, 14:30
Official
Hello
In response your complaint, kindly refer to our telephone conversation held on 5 May 2023 / email correspondence sent to you on 5 May 2023, as outcome of complaint. 

Please feel free to contact us directly should you have any other enquiries relating to the matter. 

Kind regards, 

Capitec Business Bank 

Avdl
Alexander van der lith's update21 Jun 2023, 17:56
Reviewer Update
Pathetic service, got my second bank card to see if this card will work for online purchases but no luck. Absolute pathetic customer care service as the complaint department does not even reply on mails. I have the proof of where I am communicating but no solutions to the problem I am facing. I mean the business bank cards does not work with Checkers sixty sixty and multiple other online companies.
Avdl
Alexander van der lith's update26 Jun 2023, 10:47
Reviewer Update
Still no feedback on this topic from Capitec Business, they mailed me to schedule a time to call me and I have advise when. Has been 4 days now and no call from Capitec Business.