ML
Mikhail L

1 reviews | Active since Feb 2012

27 Jan 2022, 16:20

installment required for inactive credit card

I am highly ****ed off with this bank now. After being with you for many years and never having any issues, I am not sitting with a big issue. I had a credit card with you which I paid up in full and closed.

I sat at the (Blue route) Tokai branch and went through the whole process of closing the account, even went back a month later to confirm it was closed because the card and credit still showed on my app.

Today I get an SMS saying an amount of R25 was due on the 25th and that I have missed the payment which will affect my credit scoring. I received 2 other SMS's also saying there is an outstanding amount.

I did not bother to into the store because I refuse to waste my time there as they clearly ****ed up somewhere! I wanted this sorted out, I want my money back that was deducted from my account without me even knowing. In fact, I do not want this capitec account anymore!

If this affects my credit scoring in any way, I will take this further!

0
Replies (3)
Capitec Bank
Capitec Bank's reply27 Jan 2022, 19:06
Official
 Good day Mikhail

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards Capitec Bank 
ML
Mikhail L's update31 Jan 2022, 08:50
Reviewer Update
So it has been 4 days since I was told I would be contacted within the next business day. Am I going to have to wait a week for this to be resolved??? Your service is pathetic, so glad I moved away from your bank.
Capitec Bank
Capitec Bank's reply03 Mar 2022, 08:57
Official
Hi Mikhail 

Thank you for your patience as we worked through your matter. We can confirm that it has been resolved. 

You may contact Client Care or visit any Capitec branch should further assistance be required.

Kind regards

Capitec Bank