1 reviews | Active since Sept 2016

12 Dec 2019, 14:10

Incorrectly listed on ITC.

I have a personal loan with Capitec. I have never been late with my payments. September 19 2019, my debit order was taken much earlier as what my contract stated it to be. I went into the bank at Brigh****er Cummins, My payment was then reversed and paid back into my account. The next day it again was taken and again I went in and sorted it out, just to find that on the third day it was again taken. Finally it was rectified and paid back to me.

I am now being halted from purchasing a vehicle because Capitec has now listed me on Transunion, Compuscan and Experian as being in arrears. This is obviously now on my ITC. I have contacted Capitec and both Complaints department and credit / collections could NOT see on their system, that my account is in any arrears, yet it shows up on my itc.

I am awaiting apitec to rectify this, but now it is taking time for investigation by Ashley Martin. My reference number is ***3. I am writing this in hope to speed up the process so that my name can please be cleared and updated on the various itc sites. Without this, I can not purchase my vehicle which I need soon.

Please can someone just speed up this process as this is very frustrating and I feel that my name is *****ed without me being at fault. I am not fighting, I just need a quick resolution to this problem.

Please assist me with this as I have never been late with any payments. If this is not resolved I will be forced to take legal action.

Kind regards.

Wynand

0
Replies (3)
Capitec Bank
Capitec Bank's reply12 Dec 2019, 14:52
Official
Good day Wynand

I tried calling you however could not get hold of you.

Please note i have sent you an email.

Kind Regards
Ashley M

's update12 Dec 2019, 14:53
Reviewer Update
Good day Ashley,

Thank you for calling, I have been out, but did reply to your email.

Thank you

Wynand
's update17 Dec 2019, 12:58
Reviewer Update
Thank you Ashley Martin, for attending to my issue.

I have helped by Capitec, and Capitec will update the relevant Bureaus with the correct data. Thank you for your swift response.

I want to leave this here, please investigate as to how it is even possible for you to list people on ITC without them being at fault. System error? Fix the system!

This is a serious error on your side. Having someone listed incorrectly or falsely on ITC is a huge knock to the individual's, credit status, financial well being and credibility.

If this was the wrong person this happened to, this could have dire consequences, in the form of legal action, defamation of character and the list goes on.

Please ensure this does not happen again to any of your clients.

Thank you and happy holidays!

Regards,

Wynand