AM
Amkela M

1 reviews | Active since Feb 2018

21 Feb 2018, 14:23

*********** consultant

I took a loan with capitec in February to buy a house and when that didn't happen I sent the money back. Before taking this loan I asked the consultant at the gugulethu branch if I bring it back within 7 days will I be charged interest she said no I can bring back the same amount. When I.did that I learned I was charged interest and initiation fee I wasn't told about, and the consultant didn't know this. And this was my 2nd encounter with a consultant who didn't tell me about the chargers. This morning I went to the phillipi branch and spoke to Amkhumzi and told him I'm here to settle the loan and said he closed it. To my surprise hours later when I checked on their App there's an amount of R581.60 owing. I went back to the bank only to be told maybe he chose the wrong option. Of Which I wasn't told about this amount and this has inconvenienced me. And Amkhumzi didn't even acknowledged the error that he made. It seems like they not trained and not compliant. It really seems the consultants don't know their own contracts and don't understand the stress that this cause. I won't be harmed by the same people....they don't even know the complaints department number they giving me the clients service number Of Which this is not what I really wanted.

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Replies (2)
Capitec Bank
Capitec Bank's reply21 Feb 2018, 15:24
Official

I acknowledge your posting, and have referred it to Nicole Valentine for immediate attention.

Feedback will be provided within 5 working days, and I trust that this situation will be resolved to your satisfaction.

Complaint Management
Capitec Bank

AM
Amkela M's update24 Feb 2018, 09:04
Reviewer Update
I received a call yesterday morning from a lady calling from the khayelitsha branch. If this issue can get sorted as soon as soon as I'm being harassed now by capitec call centre agent about a payment that is outstanding I received 3 calls yesterday and the call centre consultant I spoke to yesterday couldn't explain why am I being harassed for a payment as if my due date has passed she couldn't answer she just said they'll debit on Monday then. Now another call centre agent named ntlantla/ nhlanhla calls me for a payment same story I asked why am I being called to pay R557 as if I missed my date she couldn't respond. I asked for someone higher to explain that part to me I didn't get any reply to that request she asked me if I made a payment of R1260 I said yes and from there line went quite. I don't know I'm being harassed for a payment and I hope this won't affect my credit record. I don't want my name in ITC as a slow payer for an error that was done by your consultant