bT
bernadetta T

1 reviews | Active since Dec 2015

23 Dec 2015, 07:14

Incompetence

I have a loan account with Capitec Bank. In 2013, I had financial problems and made an arrangement to pay off the arrears on a monthly basis, which I did. In 2014 whilst going through my credit report, I noticed that under type of payment, it is recorded that the Debt is under restructure. I have since 2014, without no assistance from Capitec requested Capitec to remove the debt under restructure but am not getting any joy from them. I am unable to get credit from any service provider because of this error even though i have a high credit score. The last time i spoke to Capitec was when i sent them an email in November requesting them to correct the error. I am giving Capitec 72 hour to rectify the mistake failing which I will go to the NCR, the banking Ombusdsman, Credit Ombudsman and any other forum that is available out there to get this sorted out. Capitec is a vulture preying on the disadvantaged!!!

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Replies (1)
Capitec Bank
Capitec Bank's reply23 Dec 2015, 09:55
Official
Hello mapalesa20,

Thank you for taking the time to raise your concerns and affording us the opportunity to address them.

Candice Dawson will take ownership of this investigation and will provide you with feedback within 2 working days. I trust that the matter will be resolved successfully.

Roxanne Pridgeon
Complaints Management: Capitec Bank