LP
LUCY P

1 reviews | Active since Jan 2012

23 Feb 2024, 11:04

Harrasment

Your lwayers Shacketon has been harassing me to pay a Capitec debt that has been dormant for years. They bought it knowing very well what the law says. "The National Credit Amendment Act, published 13 March 2015, prohibits the sale and collection of Prescribed Debt. Unless the debt collector or credit provider can prove that your debt is not prescribed, tell them to stop harassing you. It is advised that you also put this in writing, so that there is a record of it.If they persist, request the original loan agreement/contract, proof of default, the outstanding amount and interest accrued. The National Credit Act prohibits the listing of prescribed debt" MBD Reference number ********** ********** 34. Capitec must remove my name from the credit bureau.

Kindly please send my Prescribed letter for me to send to credit burau and your lawyers.

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Replies (1)
Capitec Bank
Capitec Bank's reply23 Feb 2024, 11:10
Official
Good day Lucy

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 
Capitec Bank