RP
Riaan P

1 reviews | Active since Jun 2022

15 Sept 2025, 14:11

Extremely Poor Service

I app**** for a lone online and was pre approved for a certain amount. I took all the documents as requested they approve the amount and I sign the contract but the money does not appear in my account. The next day I go back only to be informed I gave to do the hole application again. I get approved for another amount a bit higher than the previous day. Again I sign the contract I also change my salary to be paid into Capitec from my current bank. This took another 2 hours. By Monday still no funds. I go back to the bank for a third time only to be informed that I have to redo the application AGAIN. I do it only to be informed that my approved amount drop to only just over 10% of the original approved amount.6 hours spend in the bank for absolutely nothing. The poor lady that helped me was very friendly and apologetic but CAPITEC's CAT departement is useless.

0
Replies (2)
Capitec Bank
Capitec Bank's reply15 Sept 2025, 14:37
Official
Good day Riaan, Thank you for letting us know of your concern and for your patience while we explore this matter. We have assigned your query to a designated official, who will contact you within the next business day. Kind regards Capitec
RP
Riaan P's update18 Sept 2025, 13:07
Reviewer Update
After the issue was supposedly resolved I went back to the only to sit there for three hours for nothing. The loan was approved but when it came to the debit order approval it all fell flat the same as Last Friday and Saturday. Now the manager wants me to return on the 25th to redo the application on my Capitec account. To day only the poor agent Nana had to redo my application 3 times on request of Head office. It's realy ridiculous. They new from the start I am using my business account for my salary so why did they waar my time. The bank don't even deserve the second star. The agent Nana deserved 5 stars for effort but the system deserves 1