Don't!

Worst business account ever. They only process payments sometimes 2 to 3 days after swiping your card however unlike all other banks I know the money immediately comes off your available balance and if not processed will be under balance. However capitec business card without telling you it works differently to other banks do not deduct the money from your available balance all the time. So sometimes as we found out the hard way it deducts immediately other times you swipe and later check your balance and see you still have an available balance of x amount only to then want to purchase stock and then boom all of a sudden you have a waaaay lesser amount and they then just debit the transactions when they feel like it. Absolutely confusing having a balance amount which is supposed to be for transactions that haven't been processed yet but have been swiped but then also having an available balance amount which is then not correct and gets added to the non processed list anything up to 3 days later making it extremely confusing and difficult to keep track or do daily cash spend checks and admin as today's transactions only appear in min 2 days.