Do not take up a credit card with ****itec bank

I’ve had a credit card with Capitec for a while now and little did I know how much it costs me to have the card in my wallet. I recently paid off the card and thought I would keep it for emergencies (biggest mistake of my life) this morning I woke up to a message telling me there is an amount outstanding in my credit card. I went to the banking app and that is when I realised that to keep the card in my wallet is costing me a little under R310 a month. I’m appalled at the fact that I was charged R217 as interest on purchases (I had only used R480 which means I was charged almost 50% interest for that purchase) furthermore I was charged R7 Interest on cash withdrawals (to which I have never made a cash withdrawal from the card) It is disgusting how Capitec can charge such an extravagant amount for a purchase of R480. My balance owing moved from R480 to R787 and adding the above charges (R217, R7 and R480)I am still struggling to see how they got to R787 (there’s an additional R87 which cannot be accounted for) Capitec is the ******* of all ****s and it is sickening