************** for previous default that was rectified

About 6 years ago I had a loan with capitec, I lost my job couldn't pay...a year back I cleared my name with the credit bureau and I am now a credit worthy consumer, I have a contract with telkom and a credit card with nedbank but when I app**** for a credit card at capitec it was declined but transunion report says I owe capitec nothing and the default that I had is been cleared. So why now am I being discriminated for somthing that happened years back which is now rectified?????? My credit score is well over 600 yet your banking app says its weak, I called the contact centre twice and the consultants are clueless as usual. It's fine thou I have now moved all my accounts to nedbank let them have my business. Should you wish to contact me my no is ***