DISAPPOINTED - SYSTEM NEEDS TO BE 100% BEFORE YOURLL START SELLING THESE FUNERAL POLCIES & LIFE COVER

I AM SO DISAPPOINTED WITH CAPITEC AND THE FUNERAL POLICY COVER. I HAVE LIFE COVER FOR MY FAMILY SHOULD ANYTHING HAPPEN TO ME. MY HUSBAND UNFORTUNATELY WAS DECLINED FOR LIFE COVER HIGH RISK WITH DIABETES AND HYPERTENSION SO I OPTED TO TAKE OUT 2 FUNERAL POLICIES FROM CAPITEC 100K EACH. I RECEIVED A CALL TODAY AFTER PAYING FOR 3 YEARS THE SECOND POLICY WILL BE CANCELLED AND I WOULD GET A REFUND, REASON BEING THE SYSTEM ALLOWED ME TO TAKE THE SECOND POLICY BUT ITS NOT ALLOWED MAXIMUM FUNERAL COVER IS 100K PER PERSON. SO 3 YEARS AGO THE SYSTEM WAS BROKE. I WANT CAPITEC TO REFUND ME THE FULL PREMIUMS I PAID WITH THE ACI AND NOT JUST MY HUSBAND PORTION ALSO MY PORTION BECAUSE I WILL BE CANCELLING THE POLICY I HAVE LIFE COVER.........