1 reviews | Active since Dec 2013

18 Mar 2025, 19:59

Defective cards

I write this complaint with a growing sense of frustration and disappointment, the purpose of which is to vehemently express my dissatisfaction and to demand immediate action concerning yet another faulty card with which I was recently issued.

The card is newly issued, and had hardly been used over the short period which I had it, before the chip began rusting, rendering the card useless. As I tap for my transactions, I have been prevented from using the card for its designated purpose to make payment since this ordeal.

This is my second complaint in as many months regarding the inferior quality and blatant defects of Capitec’s cards.

I find it unconscionable that a company of your stature would issue cards of such inferior quality. How are clients expected to access their funds and make payments if the card cannot be used for its intended purposes? My faith in your brand has been irreparably damaged thanks to this appalling experience. Brand new cards should not be rusting and malfunctioning; this only serves to highlight the poor quality materials which your bank is using.

Having been prevented from tapping my card as a result of the faulty card, I request that you take immediate action to address this matter. I demand that you reissue a new card at no charge.

I expect an immediate response from your bank acknowledging this matter and committing to an immediate replacement of the faulty card at no additional cost to me.

This matter demands your urgent attention.

0
Replies (2)
Capitec Bank
Capitec Bank's reply18 Mar 2025, 20:37
Official
Good day Trish, Thank you for letting us know of your concern and for your patience while we explore this matter. We have assigned your query to a designated official, who will contact you within the next business day. Kind regards Capitec
's update25 Mar 2025, 19:06
Reviewer Update
Your generic response is merely a PR stunt. The ‘designated official’ to whom my complaint was assigned, Siyasanga Blayi, mishandled my complaint with such blatant disregard and indifference. Moreover, Siyasanga had the audacity to close my case without giving it the serious attention required; this is laziness, incompetence and inefficiency of the highest level. It is clear that Siyasanga lacks the experience and expertise to resolve my concerns, marking my complaint as a simple ‘business insight’ when it is of a far more serious nature — as a result of Capitec’s faulty and malfunctioning card, due to no fault of mine, I am yet again being prevented from transacting on my account. Should Capitec fail to issue me with a properly working and fully functioning physical card at no cost, I will proceed with closing my account and escalating this matter.