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The biggest ******. I let capitec known I don't work anymore. My loan was in areas so as my uif will be paid in they can deduct 350 each month. They ask u to phone in. Because capitec will take the whole amount. So when they do. U must phone them to make an arrangement so they can reverse the rest of what is over. So u pay rent and all other things. But u still manage to your loan. Now capitec don't want to reverse my money where we both keep our deal. I have little money left. I can't make payment to rent n what about food. This is a bank that is always first. No hart no soul. But I pay them.