nM
nthabiseng M

1 reviews | Active since Apr 2019

03 Apr 2024, 15:11

credit card closure and being ****med by the bank to pay more

I paid of the credit card 86k and asked the bank to close the account but that never happened . I had credit of R2400 that i was supposed to be refunded because the settlement amount was covering all the fees and interest of March . Guess What Capitec Bank charged me double interest and stil want me to pay R300 they say i owe.

I was referred to a complaint officer who is not honest and did not want to listen to the Recording of Zubair Adams. He wrote an email that contradict the conversation i had with the team leader in Capitec and also what the settlement letter says its covering. All his finds are incorrect to me it looks like the bank wants to **** me some more money. This person kept on threatening me that if i don't know the name of the people who answered when i called Capitec he won't help me. Mind you i spoke to 3 people in one day

I want Capitec to refund me my money and close the account . They dont treat their customers right and have dishonest people in the complaints department. they want to **** me extra payment

0
Replies (4)
Capitec Bank
Capitec Bank's reply03 Apr 2024, 16:57
Official
Good day nthabiseng 

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 
Capitec Bank
nM
nthabiseng M's update05 Apr 2024, 10:52
Reviewer Update
Im upset that CAPITEC doesn't want to fix my matter at all.
Now from not wanting to close the account they are telling me to that it takes 30-40 days to close the account.
From paying debit order of 86K + 6k they want me to pay another amount mind you the settlement amount was 88k and if you add these amount tehy exceed 88k and even their emplooyes said i have extra amount that must be refunded to me.

THEY ARE REFUSING THAT I SPEAK TO A MANAGER REGARDING THIS MATTER.
tHEY WANT TO **** ME AS THEY ALWAYS DO TO OTHER PEOPLE.

IM GOING TO TAKE THIS MATTER FURTHER IS IFT SNOT RESOLVED TODAY 5TH APIRL .
nM
nthabiseng M's update05 Apr 2024, 10:53
Reviewer Update
CAPITEC WANTS PEOPLE TO BE INDEBTED ONLY AND WHEN THEY WANT TO CLOSE OFF THEIR ACCOUNT THEY START TRICKYS AND THEY HAVE STAFF THAT NOT ETHICAL BUT ****S AND CREATE STORIES ABOUT PEOPLE EVEN THOUGH THEY CLAIM THAT OUR CALL ARE RECORDED .
nM
nthabiseng M's update05 Apr 2024, 11:41
Reviewer Update
the settlement letter was 88K but i paid debit order of 6k Plus 86K which is 92k now Capitec doesnt want to close my account saying why i didnt pay the 88k but 86k.. dwiii i already paid 6k so add that with 86K gives you 92k. Capitec must pay me back as usual they dont want to pay .
They are really greed and enjoying to see people indebted and always have to pay .
I have never heard of someone complaining at CAPITEC and get their problem resolved.

They always want to be right even though they have ********* " employees" not all but some who lies so that we dont get our money back .

CAPITE CI WANT MY MONEY BACK AND MY ACCOUNT CLOSED.