YS
Yusuf S

1 reviews | Active since Sept 2011

10 Jan 2026, 07:24

Credit application process made by satan

I've had it with the terrible processes and inefficiency of this place, trying to apply for a credit card is hell.

I reply to emails send information then you ask me for information I already sent or you already have. You call me while I'm in meetings all day, then the next day not a single call and I reply to emails and suddenly my application expires after 2 or 3 days, what a **** process. I have to speak to multiple people and its like no one knows what's going on. One agent says they have to change my application and I will get a new reference, 2mins later email comes guess what same reference have to call back ****ed to ask what the **** is going on.

This is the second chance I've given this bank, I got a credit card from discovery no issues smooth all the way never had to resend them documents they communicated via email and the app not just phone calls and in a few days I was up and running. Now looking into closing my capitec account and moving everything else to them because capitec fails everytime. Simpler banking my ass.

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Replies (3)
Capitec Bank
Capitec Bank's reply10 Jan 2026, 08:42
Official
I’m really sorry to hear about your experience with the credit application process, Yusuf 😔. I understand how frustrating this must be. I would advise reaching out directly to our Loan Department on ***for further assistance regarding your application. You’re also welcome to visit your nearest branch if that’s more convenient. They’ll be able to guide you and provide a resolution.
Capitec Bank
Capitec Bank's reply10 Jan 2026, 08:47
Official
Is there anything else I can assist you with?
Capitec Bank
Capitec Bank's reply10 Jan 2026, 08:54
Official
Thank you for contacting Capitec bank🙏❤️, hope to chat with you soon. No further response is required from you as our chat will now be closed. Have a good day further, goodbye😊.