zS
zwidofhelangani S

1 reviews | Active since Nov 2021

30 Nov 2021, 11:59

Complaint that Capitec put a negative listing on credit bureau when no payment has been skipped

i had a loan with capitec, changed job, in my previous job i was getting paid on the 15, i got the new offer in June, i called Capitec n told them that in August they should no longer debit my account on the 15th as i got a new job that i get paid on the 30th, June, July they debited my account in the 15, and indeed in the 30th August they debited my account, September and i closed the account in October, to my surprise when i check my credit report Capitec has listed me as a bad payer to say i was in arrears in August and September, i went to the bank ( branch in JBG CBD) and the consultant called head office and they gave me a call while m still in the bank, and they promised rectify that. when i check my app, they removed the arrears status, to my very surprise when i retrieve my credit report, i found out that ive got a bad name form Capitec as they have listed me that i skipped payment in Aug and September, and all those months they debuted my account, i have proof, i have never skipped any payment with them. i have been their client which banked with them since 2005 until today. i ap**** for a homeloan and i was approved for less that R1.4m based on the negative listing form capitec and it has affected be big time as i wanted a property which costs R1.6m.

i tried calling since the second week of November to try and resolve in vain, i was being sent to and frou.

Very disappointed.

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Replies (2)
Capitec Bank
Capitec Bank's reply30 Nov 2021, 13:01
Official
Hi Zwidofhelangani

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.

Kind regards

Capitec Bank

zS
zwidofhelangani S's update08 Dec 2021, 09:30
Reviewer Update
Thank you Capitec for coming back to me, i received a call yesterday from Capitec commplaints team to tell me that they are going to remove the negative listing on my name. i really appreciate that. i was even thinking of parting ways with Capitec since i felt betrayed. But we are cool now

Thank you you again capitec