kA
kayler A

1 reviews | Active since Aug 2013

30 Aug 2020, 13:41

Capitec wants to **** me

I am really disappointed and I will take this to the ombudsman. I called on Friday 28 August and asked the call center agent to please move my loan repayment date from the 25th of every month to the last day of the month as the company I work for has now changed our pay date permanently. I did the change in April but I saw it was not changed, I even emailed them the letter from work as proof. To my surprise the girl says she will change it but my loan term will extend by 2 months. I was shocked and asked her why? She said she doesnt know the system is just telling her that. I then said listen I want my installment to stay the same and all I want is the date to be changed and she insisted it will extend by two months. I am utterly disgusted and shocked at hom capitec is ripping me off. I never missed a payment, I never asked for a payment holiday yet my loan gets extended by two month for *******. I will be contacting legalwise so they can contact the ombudsman for me because it simply does not make sense at all

0
Replies (2)
Capitec Bank
Capitec Bank's reply31 Aug 2020, 08:48
Official
Good day Kayler 

I acknowledge your posting, and have referred it to Complaint Management for immediate attention.
 
Feedback will be provided within five working days.  I trust that this situation will be resolved to your satisfaction.

Kind regards
Capitec Bank
kA
kayler A's update17 Sept 2020, 07:38
Reviewer Update
I was assisted and the lady told me my query was resolved and the put thing back go normal, but on my capitec app its telling me a different story. I have a 16 month loan. I started paying from the 25th November 2019. We are in September but they are saying I have 7 months remaining, this is incorrect, I should have 6 months remaining as from November 2019 to August 2020, that's 10 full months. Where is this extra month coming from ? Please explain because it's not making sense to me on my app and I refuse to pay a month extra. Our agreement was 16 months not 17 months. Go and check and come back to me please