GM
Gosekwang M

1 reviews | Active since Oct 2015

04 Sept 2023, 10:47

CAPITEC WANTS TO ***** ME AFTER I HAVE BEEN *****ED BY ********S

I have a Capitec credit card, and I noticed that my credit was *****ulently used for online purchases. I did not receive any notifications for these online purchases. I opened a ***** case with Capitec and received a reference number. I was told that Capitec ***** team could not go back more than two months into my account, which I told the branch agent that I have never heard of such. Now Capitec returned money for the transaction, which confirms that they agree the transactions are *****ulent because it is from one merchant. Now I am struggling to get further assistance from Capitec. Capitec must not rob us and think we are not aware of our rights and that they have insurance for such *****ulent cases, the ******** hacked their system, I did nothing because my card was still with me.

I want my money back Capitec, it is the same merchant that you confirmed the transaction was *****ulent, now retrieve/reverse all the money that this merchant took from my account

0
Replies (2)
Capitec Bank
Capitec Bank's reply04 Sept 2023, 11:22
Official
Good day Gosekwang

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 
Capitec Bank


GM
Gosekwang M's update16 Oct 2023, 14:45
Reviewer Update
Hello

I have since received some assistance from Capitec.
However, I am very concerned about its processes. If I report *****ulent activities on my account and Capitec promises to investigate. I am expecting Capitec to give me a full report about how much was taken from my account and how much was returned. I am expecting to see some paper trail of those activities, I am expecting to have someone updating me on steps to be taken and to be forewarned when Capitec is reversing some transactions, and to be provided with customer-friendly (not Capitec/bank jargon) explanations.
How much money was ******** out of my account, I still do know. How long has this "party" been happening in my account, I don't know because I can only view my statements till certain a point.
Capitec was quick to tick boxes and report that the matter was closed but I need to get a full report of the investigations. At one point, there was money again taken out of my account when I contacted Capitec, I was told it was Capitec reversing the money because the merchant had already paid me. So confusing, and no forewarning, nothing.
On the 20th of September, I contacted Rushdiyya Mehmood and requested a full report on the total amount that was taken out and the amount returned, and to provide me with some statements, a paper trail, or something. Sadly,I am still waiting.