LM
Leonie M

1 reviews | Active since Jan 2021

05 Jan 2021, 12:00

Capitec totally ***********

3rd time I was wrongfully listed at the Credit Bureau. Previously costed me R250 000 because I lost a deal due to my credit rating. Every time I just have to deal with: Sorry for the inconvenience. I asked that their HR department look into the matter. This happened in 2019, again in September 2020 and now I saw on my new credit score again in November listed missed payment. Even though I send them my bank statement that showed the payment went off it took 2 months to deal with this. At the 1st of December 2020 I saw on my banking app that my loan shows that I am in arrears. I phoned head office in Western Cape and spoke to Maureen who assured me they won't let it go through as a non payment as they saw the debit order went off in time. They charged me an R128.55 as well. I am extremely dissatisfied with Capitec. The Bank Ombudsmen take 4 weeks. I don't have time because I want to buy a plot. CAPITEC don't care about the incompetence of its workers and that resulting in losses for their customers.

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Replies (4)
Capitec Bank
Capitec Bank's reply05 Jan 2021, 12:29
Official
Good day Leonie

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.

Kind regards

Capitec Bank

LM
Leonie M's update05 Jan 2021, 12:36
Reviewer Update
Thank you. Awaiting your prompt feedback. And recommendations for prevention.
LM
Leonie M's update08 Jan 2021, 09:57
Reviewer Update
Still no outcome. There is no excuse. Shame on you Capitec
LM
Leonie M's update08 Jan 2021, 17:01
Reviewer Update
I have to give a 5 out of 5 to my Capitec branch and their Manager at Paarl Mall. This branch is defnitely a cut above the rest and a lesson to other departments of Capitec. He did more than anyone else at complaints. Got within hours a letter. We are still waiting for my name to be cleared. He handled this situation so professional.