CAPITEC SUPPORTS *****

Im actually offended by the fact that you all expect me to buy into such a half backed lie.

I m struggling to come to terms with how much of an idiot do you all think I m.

- There is nothing that requires Capitec to perform a hard enquiry when one opens a bank account especially a savings account. What exactly warrants a hard enquiry, why would it matter if I m in good standing or not?

- If I had a bad credit history, was it going to influence whether I will be allowed to open an account or not?

- I specifically asked for only a bank account, not a credit facility, which makes the enquiry *******. Your consultant did not ask for my permission to neither check if I might qualify nor am I interested in any credit

- Your argument that it’s in the agreement is not only a lie but an insult because it’s not. Even if it was in the agreement it still should be mentioned because I m in front of the consultant and no agreement was issued. No terms and conditions were explained. I signed under the assumption that I m signing for the account I asked for. Checking for “my good standing” should be explained and consented.

- If really a credit check was necessary and if the consultant had explained to me prior that she must run a check to see my standing, I would have said thank you left because I simply dont want anyone performing hard enquiries

The hard enquiry was ******* and both you and your superiors argument is a simple case of racial profiling. You all are probably saying he is a black dude from the cape flats, what does he know… these is what I know, a hard search is bad for my credit record and a hard search without my permission is *******

Based on the information provided to me by Siyasanga Blayi, I need to see which part of the agreement says that by asking for an a savings account I automatically give permission for a hard search

Stop treating black people like idiots and remove that ******* search, if I was white, firstly there wouldn’t be a case of an ******* credit enquiry. And if it happened I would have everyone from capitec calling to explain and apologise.

SHE OPENED AN ACCOUNT WITHOUT EVEN OPENING MY ID BOOK, SHE SIMPLY PUNCHED IN THE ID NUMBER AT THE BACK OF ID BOOK BUT YOU ALL ARE TELLING ME THAT A HARD ENQUIRY IS A NORMAL PART OF THE DEAL. IF YOU ALL WANNA BE COMEDIANS I HAVE NO PROBLEM WITH IT BUT DONT PAINT ME WITH THE SAME BRUSH