CAPITEC ROBBING THEIR CUSTOMERS

If you know what good for you PLEASE NEVER GET CAPITEC CREDIT CARD OR LOANS...CAPITEC BANK CHARGES ARE RIDICULOUS I have a lots of people struggling to finish off their loans/ credit card. Last year I got Capitec credit card the past two months I have been paying without using the card cause I want to finish it but to my surprise when I was check credit card statement it shows that I have been about charged R116.90 interest for purchase and R60.33 interest for withdrawal.. I haven't done any purchase or withdrawal using my credit card ? Capitec Bank is robbing their customers