SM
Sphelele M

1 reviews | Active since Sept 2023

30 Sept 2023, 01:26

Capitec on hold card.

[Siphelele Menyuka] [Jozini] [Jozini 3969] [***] [***] [Date]

Capitec Bank Customer Service Department PO Box 12451 Vorna Valley 1686 South Africa

Subject: Complaint Regarding Card on Hold

Dear Sir/Madam,

I am writing to express my deep dissatisfaction and frustration regarding the recent hold placed on my Capitec Bank card. I am a loyal customer of Capitec Bank, and this unfortunate incident has greatly inconvenienced me.

On [27/05/23], I attempted to use my Capitec Bank card for a transaction . I did not received a notification indicating that my card had been put on hold. This unexpected hold has caused significant inconvenience and embarrassment as I was unable to complete my transaction.

I immediately contacted the Capitec Bank customer service helpline to seek clarification and resolve the issue. However, my experience with your customer service department has been extremely disappointing. The representatives I spoke to were unhelpful, lacked empathy, and failed to provide any useful information regarding the reason for the hold on my card. Furthermore, despite numerous assurances, no resolution has been provided to date.

As a responsible and diligent customer, I have always ensured that my account is in good standing. I maintain a sufficient balance, promptly pay my bills, and have never been involved in any *****ulent activities,I had a part-time job online . Therefore, I fail to understand why my card has been subjected to such an inconvenience without any valid explanation.

I depend on my Capitec Bank card for my day-to-day financial transactions, and this unexpected hold has disrupted my personal and professional life. It has caused me severe inconvenience, including missed payments, inability to access funds, and a loss of confidence in Capitec Bank's services and its has been 3 months

I kindly request that you immediately investigate this matter and provide me with a comprehensive explanation for the hold on my card. Additionally, I insist on the prompt removal of the hold to restore my card's functionality. I expect a swift and satisfactory resolution to this matter, as well as an assurance that such an incident will not happen again in the future.

If my concerns are not addressed adequately and promptly, I will have no choice but to consider alternative banking options, as it is essential for me to have reliable and efficient financial services. I believe that Capitec Bank values its customers and their satisfaction, and I trust that my complaint will be treated with the attention it deserves.

I look forward to your immediate response, as well as a resolution to this matter within [reasonable timeframe]. I can be contacted at the phone number or email address provided above.

Yours sincerely,

[Siphelele Menyuka]

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Replies (1)
Capitec Bank
Capitec Bank's reply30 Sept 2023, 10:04
Official
Good day Sphelele 

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 
Capitec Bank