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Fiona B

1 reviews | Active since Apr 2023

01 Jan 2026, 14:12

Capitec most hated bank in 2026

New year same **** issue with Capitec. Capitec insurance has it paid my credit card for 2 months. I have previously queried this account wanting to understand why the instalment has not been paid. If there has been a change? Capitec insurance could at least have the decency to communicate this to me. But I have not had any correspondence as to why. Has the insurance now stopped paying my account? Must I pay the instalments? Last month they made a payment of R914 but it was immediately reversed. Now I've just received my credit card statement and it shows me I'm in arrears with that exact amount. Capitec I don't want to bank with you anymore. You people don't know what your doing. Worse is tou don't communicate with your clients. I hate you right now. So my account goes into arrears because of you, and now you will report to the credit bureaus I'm in arrears not because of me but because of your own negligence. I have had enough.

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Replies (2)
Capitec Bank
Capitec Bank's reply01 Jan 2026, 14:38
Official
Hello Fiona, you are through to Sean, Please allow me a few minutes to fami****ise myself with your query.
Capitec Bank
Capitec Bank's reply01 Jan 2026, 14:38
Official
Thank you for reaching out and sharing your concerns. I truly understand how frustrating this situation must be for you, and I’m sorry for the inconvenience caused. To clarify, I’ll need to review your account details to understand why the insurance payments have not been processed and why the reversal occurred. It’s possible there may have been a change in the insurance arrangement, but I’ll confirm this for you. Please allow me a moment to investigate this matter, and I’ll provide you with a clear update on whether the insurance is still active and what steps need to be taken regarding your credit card instalments. Your feedback about communication is noted, and I’ll make sure you receive the information you need promptly. Thank you for your patience while I resolve this for you.