CS
Colin S

1 reviews | Active since Sept 2024

01 Aug 2025, 08:41

Capitec loan with high interest rate

Capitec bank is just something else my interest rate is so high governor has lowering the rates but still the monthly installment i pay is way to high and capitec cant even lower my monthly installment imagine paying R3373.44 for 48 months and in December my company is closing on 28 November but still the bank want me to pay for December the salary i get in November can only pay the month of November not December coz December im not earning anything due to the company is closed will open in January and the weekly wages from our company capitec advised them in December they do not pay their loan their will resume on January just because i get paid monthly this bank i regret why i took out a loan with with capitec bank they cant help a person effective 1 August the rates should go down that's what governor Lesetja said i hope this get fixed?????????????? my advise to people is this bank wont feel sorry for you

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Replies (14)
Capitec Bank
Capitec Bank's reply01 Aug 2025, 10:37
Official
Good day Collin Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. Kind regards Capitec Bank
CS
Colin S's update01 Aug 2025, 10:42
Reviewer Update
That's what you always as a bank
We have assigned your query to a designated official who will contact you within the next business day as if a professional will call and definitely know that they will never call all you people want is my money and increase my interest rate i regret taking a loan with this bank with their inrest rate mad rates capitec yrrrrrrrrrrrrrrrrrrrrrrrr???????????????????????????!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
CS
Colin S's update02 Aug 2025, 10:30
Reviewer Update
I want the refund of R1015 you can't add a month and add money on my loan you people are ****ming me I'm paying extra money and you add another month no capitec no capitec do the right thing I'm a loyal customer but this it's a big no i hope the and think to take this feather with the credit regulations
CS
Colin S's update04 Aug 2025, 08:58
Reviewer Update
no feedback this capitec bank
CS
Colin S's update05 Aug 2025, 10:44
Reviewer Update
ALL THEY DO THIS BANK IS TO TAKE ALOT OG=F MONEY OUT OF MY ACCOUNT ****MERS
CS
Colin S's update05 Aug 2025, 10:46
Reviewer Update
EVEN THINKING NOT TO PAY THIS LOAN SO THAT IT CAN PRESCRIBED FORK MAN
CS
Colin S's update05 Aug 2025, 10:55
Reviewer Update
coz what is the use for a bank that cant even help you when you don't get paid for that month all this years i have been paying my loan but now the bank knows that December we not getting a salary so IM JUST NOT GOINT TO PAY THIS LOAN ANYMORE I WILL WAIT FOR THAT 3 YEARS FOR IT TO PRESCRIBED SIMPLE???????????????????????????????????????????????????THIS BANK MAKE ME PAY EXTRA MONEY AND THEY ADDED ANOTHER MONTH FORK
CS
Colin S's update05 Aug 2025, 15:54
Reviewer Update
i want proof of the signature that i agreed that capitec can debit the extra amount from my account IM NOT CLOSING THIS QUERY I WISH AND IM GOING TO REPORT AT THE NCR THIS BANK IS ****MING ME ALOT OF MONEY SOUTH AFRICANS THIS BANK IS A ****MER????????????????
CS
Colin S's update05 Aug 2025, 15:58
Reviewer Update
I WANT MY MONEY BACK CAPITEC THIS LOAN IS THE LAST IM PAYING IM NOT PAYING ANYMORE
CS
Colin S's update11 Aug 2025, 10:52
Reviewer Update
@ Valerie im still waiting for proof that i confirmed the agreement i want all the proof or else fix this its better to report this to the NCR
CS
Colin S's update11 Aug 2025, 12:37
Reviewer Update
Valerie Jeftha why do u just close the case you people ****** me this case cant be closed
CS
Colin S's update12 Aug 2025, 07:13
Reviewer Update
nothing was resolved NOTHING WAS RESOLVED WHY DONT SEND ME PROOF THAT I AGREED ON THE TERM
CS
Colin S's update12 Aug 2025, 07:14
Reviewer Update
I WANT PROOF
CS
Colin S's update20 Aug 2025, 14:21
Reviewer Update
No proof of this bank of capitec ****