Capitec loan shark bank

I do believe that capitec is a loan shark company,my reason for that it's because of the experience I had with the Bank. I had a loan at capitec bank I was playing the bank without any problems until I was paid late where I'm working, I realized after two months that capitec is no longer debiting on my nedbank account.i went to the bank by then I was owing the bank about R17000. When i arrived at the bank to check what was happening they told me that I've broken the contract and I can no longer pay capitec but I have to pay then through invertex solution. I called invertex solution for payment arrangements and they told me I no longer owe R17000 I owe R28000 and i decide to try and negotiate with capitec again and again,I was rejected again until I receive a call from invertex solution now they were calling me they told me I owe them R52000. till today I'm still paying the money to invertex solution of which I think is a capitec company. They use it to get the maximum profit from innocent clients like me and it should be investigated.they are a ****.