Capitec is the bank of the future.

Just want to say wow to Capitec Bank for their outstanding service delivery. Only regret is, why didn’t I join them earlier, but thanks to the poor service delivery from my current bank I was forced to open an account there. Advantages all the way:

1. High interest rates, I actually earn plus minus R200 a month on interest, no stupid reward programs, like the more you spend the more points you get, lol. Do people still fall for that? 2. Low banking charges, my banking charges are less than R15 a month, with daily swipes. 3. User friendly banking app, no adds and unnecessary links, it’s easy and quick. 4. Just one account catering for all customers, which consultants has mastered and has no problems explaining them. 5. Quick and efficient. So far I haven’t waited longer than 15 minutes there; compared to other banks, on month expect to wait an hour and a half.

In short, an excellent bank to bank with, only wish they keep up that good service and don’t fail like other banks which take their clients for granted and deliver poor service combined with huge charges.