Capitec is not what they say.

My late husband had a personal loan and he took an insurance policy. Upon his death they debited his account which was fair because I hadn't informed them. I subsequently informed them the following month but still they debited his account. According to the policy, the account must be up to date and upon death payment will be made from as the date of death. I have been advised that they will not refund the amount debited after his death.