Capitec is *****ing from its clients!

Capitec are actually *****ing our money daily...they tell you how much the transaction charged but later u realize that they actually took ahole lot more than that coz they know we need the bank so we won't say anything.iv realized this many many times with even my wife's acount whitch got me thinking...to how many more pple do they steel money from unknowingly? Yesterday I went to deposit aR220 to my account and they charged me R3.08 for the cash deposit then later charged me R7.00 for EFT insufficient fund but later when I check my balance it's R195 according to my calculations R3.08 +R7.00 is equal toR10.8 and R220 - R10.08 is equals to R209.92 .Capitec is simply doing as they please with our money.i don't hink I can trust them anymore coz I do not know how long they have been doing this. Last week my wife has a whole R80 that went missing...we do see the deposit and it did show the transaction in the app but later on that money just disappeared and in the app it cannot b traced as to what happened to it.iv been banking with capitec since I left high school ...how much money have they ****** from me in the past15 years ?