CAPITEC IS A STUPID BANK WITH LOAN SHARK TENDANCIES!!!!

I have a loan with Capitec, I used to bank with FNB before. I had to change my bank and bank with Capitec as they would debit my account before the date I requested them to, not find funds and leave me with useless charges as it is part of their policy to do so. This morning They debited my account, I get paid on the 25th. I instructed them to debit me on the 25th but whenever they find money in your account prior to those days they take it. I had to look like an idiot at a petrol station this morning because if this stupid bank. I asked them to reverse the money which they did and took it right after they reversed it. I had to ask around for money to pay the petrol station because of their useless systems. I'm changing this stupid bank as of today. I will not even give them my new banking details, I will go inside the branch and pay my debts the old fashioned way as it seems like the only solution. Capitec, you are no longer loan sharks anymore, take tips from other banks!! I have never been this embarrassed in my whole entire life!!!! NXA!!!!!!