Capitec is a ****

Capitec is a ****. I took a loan with them and we had an agreement that they will deduct on the 5th of every month , guess what? They aren’t deducting on that day , they deduct any time they see money on my account and guess what it’s as if I am not paying every month there are interest charges that are added every month that I was not made aware of. I hate it . It’s a nonsense bank to be honest