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Fiona B

1 reviews | Active since Apr 2023

14 Dec 2023, 11:14

Capitec I am fed up with your poor service delivery on my Credit Report.

This is another complaint about the same matter 2 weeks ago. My November access loan payment I made on time by the 25th November and yet Capitec at the time reported my account as in arrears.

The account on Capitec side has since been rectified, but not yet on the Experian My Credit Check and Experian my credit expert. The account is still showing as in arrears on both those websites, and my score has gone down by 110 points. I have never missed a payment to any of my capitec accounts. And this is beyond frustrating that Capitec was so quick to mark me on the ITC as in arrears but not speedily to fix it with the credit Bureaus.

I have not been treated fairly in this regard and feel at this stage to change banks, I thought that Capitec was serious about the financial wellbeing of their clients?

Please can this matter be given the urgency it deserves.

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Replies (6)
Capitec Bank
Capitec Bank's reply14 Dec 2023, 11:36
Official
Good day Fiona 

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 
Capitec Bank 
FB
Fiona B's update14 Dec 2023, 12:39
Reviewer Update
I am not holding my breath the second complaint I made on this platform the response I got from you was also that someone will contact me but no one did.Hence me writing again and complaining.
Please can someone takee seriously this service level is beyond atrocious.
FB
Fiona B's update14 Dec 2023, 12:45
Reviewer Update
I am not holding my breath the second complaint I made on this platform the response I got from you was also that someone will contact me but no one did.Hence me writing again and complaining.
Please can someone takee seriously this service level is beyond atrocious.
Capitec Bank
Capitec Bank's reply14 Dec 2023, 14:14
Official
Good day Fiona thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. Kind regards Capitec Bank
FB
Fiona B's update14 Dec 2023, 16:36
Reviewer Update
Good grief clearly this is an AI bot, exactly same response from capitec as the previous, no human touch.

Capitec Bank
Capitec Bank's reply17 Dec 2023, 12:46
Official
Good day Fiona
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.
Kind regards
Capitec Bank