CAPITEC - DISILLUSIONED
<p>My family and I were huge Capitec fans until today. My daughter went to the Adderley Street branch to apply for a credit card and was told that she qualified for a R19 000 limit. The clerk started to process the application - at the end of the process she was told there was a system error and she should come back mid June then it would be solved -she was just denied the opportunity to receive a credit card with no valid reason given. It is now 2 days later and the answer remains the same, come back mid June and the system error will be solved. Apparently it only applies to her and not to other accountholders. What a lot of hogwash. She has 2 degrees, a steady job with an above average income, is not blacklisted, has a valid passport, but Capitec cannot provide a straight answer. It seems that every single person is in possession of a Capitec account and their system normally functions well. It is misleading to advertise that it is so easy to apply for this particular credit card and on top of that to inform the customer that she will qualify for a certain credit limited - just to be put on hold for more than 3 weeks. Well Capitec, you are losing a solid customer - she is moving her business away from your bank - and so am I.</p>
I acknowledge your posting, and have referred it to Randall Ramsden for immediate attention.
Feedback will be provided within 3 working days, and I trust that this situation will be resolved to your satisfaction.
Complaint Management
Capitec Bank
Best regards,
I acknowledge your posting, and have referred it to Randall Ramsden for immediate attention.
Feedback will be provided within 3 working days, and I trust that this situation will be resolved to your satisfaction.
Complaint Management
Capitec Bank
Best regards,
3 working days have come and gone and still no word from Capitec! I phoned the Adderley Street branch - branch manager not available - assistant manager checked the emails with regards to this issue - no feedback was received. Why does Capitec offer a 3 working day feedback with no intention of honouring it. My daughter has subsequently visited FNB which immediately opened an account with overdraft facility and a credit card with a limit in line wiht her salary and offered to do all the admin regarding the move.
Capitec needs to take stock of what they are promising customers and how they are treating them. You are losing customers daily / or maybe she did not fall into your target market.
No kind regards today
3 working days have come and gone and still no word from Capitec! I phoned the Adderley Street branch - branch manager not available - assistant manager checked the emails with regards to this issue - no feedback was received. Why does Capitec offer a 3 working day feedback with no intention of honouring it. My daughter has subsequently visited FNB which immediately opened an account with overdraft facility and a credit card with a limit in line wiht her salary and offered to do all the admin regarding the move.
Capitec needs to take stock of what they are promising customers and how they are treating them. You are losing customers daily / or maybe she did not fall into your target market.
No kind regards today
It is now 5 working days - still no response from Capitec. The branch manager at Adderley street did not bother to phone back - I phoned her this morning. She apologized for not phoning and told me that they cannot do anything - they are waiting for customer care to solve it.
Capitec - you are not living up to your reputation of being a fantastic innovative bank.
Is there anybody out there from Capitec that would like to contact me?
Still no kind regards today.
It is now 5 working days - still no response from Capitec. The branch manager at Adderley street did not bother to phone back - I phoned her this morning. She apologized for not phoning and told me that they cannot do anything - they are waiting for customer care to solve it.
Capitec - you are not living up to your reputation of being a fantastic innovative bank.
Is there anybody out there from Capitec that would like to contact me?
Still no kind regards today.
