MC
Marshunt C

1 reviews | Active since Mar 2014

23 Feb 2022, 10:11

Capitec Decides What You Can Do or Not Do With Your Money

I contacted Capitec to sort out a problem with my card. I am running ads on Facebook for my business. Since last year, I never had any issues paying for the ads with my card until recently. So recently, my payment has been declined by Facebook and my ads stopped. This means that my business lost its exposure because it is not being advertised anymore. When I contacted Capitec, they had no idea what was going on. They can see that the transaction failed, but they couldn't say why. Eventually after investigation,, they found that my card is not "permitted" to make transactions. I even got asked whether or not Facebook is a trusted website.

Let me say this. Facebook is more trusted than Capitec. Capitec started secretly charging for every online transaction or international transaction after Covid hit. And since I do a lot of international purchases, I find myself paying a lot more on transactions now. This was never a thing when I opened a Capitec account and I have been a Capitec member for a long time now. And to add, I have online transactions enabled on my card. So to me, this says that I have given permission to do an online purchase, but still I am being told that I am not permitted? Please explain to me how the hell does this makes sense? It's my account, it's my card. SO who gave Capitec the authority to decide what is permitted and not permitted with my card? It's not like I am doing something *******. I just want to pay for my ads.

Please, I want a resolve for this as soon as possible. My business is at a standstill now.

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Replies (6)
Capitec Bank
Capitec Bank's reply23 Feb 2022, 11:12
Official
Good day Marshunt 

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 

Capitec Bank
MC
Marshunt C's update24 Feb 2022, 13:13
Reviewer Update
Hi,

I am still waiting. It's been 4 days now. Come on guys, what's with this pathetic service? Top bank in the country lost their touch. I might as well move to another bank. This is unbelievable.

I am getting impatient now. You guys tried to fix something that wasn't broken and now it is broken.
MC
Marshunt C's update24 Feb 2022, 13:14
Reviewer Update
And where is the "contact within the next business day"? It's been two business days and I am still waiting. Please call, I want to fight.
MC
Marshunt C's update25 Feb 2022, 13:54
Reviewer Update
No reply or call yet? Wow, you guys offer really great service. Keep it up.
MC
Marshunt C's update28 Feb 2022, 11:26
Reviewer Update
I finally received a call on Saturday about my issue, but I am still waiting for my issue to be resolved. Can you guys remove Facebook from your blacklist so that I can pay my Facebook Ad account? It's a very easy fix.
MC
Marshunt C's update01 Mar 2022, 10:40
Reviewer Update
Forget it, I will seek legal advice and take legal action.